Blood in the water throughout the financial markets means many things to many people, but to us - it is an opportunity. Even students who don’t understand investing in the equities market can be a part of the rebuilding process.

Right now, the issues are in the banking and real estate industries but the whole market is dropping as a result. That spells opportunity in the tech and retail sectors. That means, look for tech companies and retail companies that have dropped in value over the last two weeks.

Essentially, investors are selling their stocks in these companies because they are worried about the short-term future of consumer spending. So in short, there is no fiscal reason that these stocks have dropped so low, but rather the market’s response to AIG, Lehman and ML.

If you can get in on some of these tech and retail stocks now that they are low, plan on just buying and letting them sit to the side. Many college students who start trading while still in school think that they need to pretend that they are characters in Boiler Room. Not true. Find a good long-term deal and set it to the side. If you find a good deal now for about $500 or $1000 (if you sell meth) over the next 10 or 20 years, it could grow by as much as 75%.

Do you think about investing now?