For all you recent college graduates entering the workforce, I realize that “Start Thinking About Your Savings” might be the lamest piece of advice uttered to you since, “Wow! There Is No Way You’re OK To Drive Right Now”. But I promise you, in both instances you’ll be very happy in the pants that you heeded both warnings.
First off, let’s take a little look-see at the financial future of our country. The way things are going, the idea of ‘Social Security benefits’ will be non-existent in the year 2041. Whoopsies! Therefore, if you’re 21 years-old right now, you’ll be royally screwed with a good few years to go before retirement age.
With medical advancements going the way they are, Super-Future-Year-2041-Viagra will be alarmingly good. And hot cougar retirees will be friskier and hotter than ever. Better have a little something put aside, if you want a piece of that ‘retired and ready to bang’ tail.
But forget about that for a second (if the imagery isn’t permanently burned into your brain already). The real point here is how saving just a little now, as I’ll demonstrate, gets you a lot more in the long run.



Jen Wang of Short Hills, New Jersey, took her first SAT when she was in sixth grade, long before she would start filling out college applications.




























































































































































































